willing to skip opportunities in order to have less stress in your life. That stress reduction was worth a cost in money and time to you. In much the same way, there are abstract benefits that make FPDW worth its opportunity costs to others.
FYI: I passed on $60 an hour risky plays to do safe $30 and hour plays, which was roughly $10 an hour more than I could have made working a regular job at the time.
Just making sure you understood the exact particulars of my safety VS. risk decisions.
My current criteria is about $40 an hour minimum, which I can easily make doing computer service.
~FK
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